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Terms of Use

Local review draft — August 1, 2026

Review required: These terms are an implementation draft and should receive qualified legal review before publication.

Educational purpose

The website, book, calculator, newsletters, and related materials provide general educational information about shared housing and real estate operations. They do not provide individualized legal, tax, accounting, financial, investment, insurance, lending, zoning, or property-management advice.

No guarantee of results

Real estate and shared-housing investments involve risk. Examples, assumptions, projections, and calculator outputs are illustrative and depend on information supplied by the user. No result, return, occupancy level, cash flow, or investment outcome is promised or guaranteed.

Your responsibility

You are responsible for independently verifying information, assumptions, laws, regulations, zoning, licensing, occupancy requirements, financing terms, insurance coverage, property conditions, and market conditions. Consult qualified professionals before making a legal, financial, or investment decision.

Calculator limitations

The Coliving Calculator™ is an analytical aid. Its output is not an appraisal, underwriting approval, investment recommendation, or prediction. Accuracy depends on the completeness and accuracy of the assumptions entered.

External purchases and services

Book purchases are completed through Amazon, and calculator purchases are completed through Gumroad. Their respective terms, payment processes, fulfillment rules, and privacy policies apply to transactions conducted on those services.

Intellectual property

Unless otherwise stated, the website's original text, design, graphics, tools, and branding are protected by applicable intellectual-property laws. Access to the website does not grant permission to reproduce, sell, distribute, or create derivative works from protected materials.

Website availability

The website and its content may be corrected, updated, suspended, or discontinued. Continuous availability and freedom from errors cannot be guaranteed.

Limitation notice

To the extent permitted by applicable law, use of the website and reliance on its educational content are at your own risk. Final limitation-of-liability language should be confirmed through legal review.

Contact

Questions may be sent to robert@colivingblueprint.com.

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